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Aus Wikipedia zur Industriegeschichte Dorsten

A suitable definition of the term credit immobilier is needed so that its effects on the housing market could be precisely analyzed. According to a few Internet and book sources, credit crunch is really a period when borrowers have a hard time obtaining financing. Even though they truly are able to find financing, the interest rates will usually be high.

A capital crunch is what a credit crunch has also been defined as. There is usually a shortage in equity pret immobilier which limits lenders' abilities to make loans, and this is very true in regions which were most suffering from the subprime mortgage and financial meltdown. During a credit crunch, lenders stop lending, and they hold on to their capital simply because they fear lending money because you can find rising bankruptcies, mortgage defaults and job losses, and other factors that increase the danger of a person not being able to repay a compromis de vente.